Get Organization Accounts

Learn the types of accounts that you have

When you create your Bloc account, you are automatically issued two types of Balances — Main Balance and Settlement Balance.

Your Main Balance acts like your business bank account. You can send, hold and receive money out of it. We deduct all fees and charges from your Main Balance, and we pay all commissions and settlements into your Main Balance.

Your Settlement Balance is a temporary balance. It stores all payments received via Checkout or Collection Accounts for at most 24 hours before settling/transferring it into your Main Balance for you to access it. You cannot send money out of your Settlement Balance, and until it is settled, you cannot access the funds in your Settlement Balance.


Helpful Tip:

We typically settle funds from the Settlement Balance into the Main Balance every 11AM on weekdays.

Get Accounts

To get your organization account details, all you need to do is to call the following endpoint:

curl --request GET \
     --url \
     --header 'accept: application/json' \
     --header 'authorization: Bearer sk_live_64520e0201478f5cd412865f64520e0201478f5cd4128660'

Here's the response you'll get:

  "success": true,
  "data": [
      "id": "640b045929eb9cf45bc720d4",
      "type": "Settlement",
      "number": "",
      "balance": 0,
      "bank": "Banc Corp"
      "id": "640b045929eb9cf45bc720d2",
      "type": "Main",
      "number": "2078914572",
      "balance": 0,
      "bank": "Banc Corp"
  "message": "default accounts found"


Important to Note:

All amounts are passed in kobo. Divide by 100 to see its equivalent value in Naira.